Simple pricing. Real value.
Upload your household free. Upgrade when you want to track renewals.
Most multi-policy households spend $10,000+ per year on insurance. One missed discount or one uncontested renewal can cost more than a lifetime of Plus.
Free
Upload your household. See the full picture.
- ✓ Up to 3 policies
- ✓ All 4 insight modules
- ✓ Cross-policy analysis
- ✓ Discount eligibility scan
Plus
Track every renewal. Catch every change.
- ✓ Unlimited policies
- ✓ Renewal version tracking
- ✓ Rate change alerts
- ✓ Ask questions about your coverage
- ✓ Portfolio dashboard
- ✓ Year-over-year comparison
Pro
Full portfolio intelligence. Always on.
- ✓ Everything in Plus
- ✓ Annual auto-shopping
- ✓ Coverage optimization recs
- ✓ Claim penalty tracking
- ✓ Penalty expiration alerts
- ✓ Priority support
All plans include our privacy guarantee. Files are processed and deleted. Never stored.
Built on patent-pending analysis technology.
Track every renewal. Catch every change.
Upload your policy each year. We show you exactly what changed: rate increases, dropped discounts, coverage shifts. Your carrier makes small changes every cycle. Over 2-3 renewals, they add up.
Rate creep
5% across three policies is $400-500/year. Most people never notice.
Dropped discounts
Multi-policy discounts disappear when you switch one carrier. We catch it.
Coverage shifts
Deductibles change, limits adjust, exclusions appear. We flag what matters.
Frequently Asked Questions
How is this different from Policygenius or The Zebra?
They're insurance brokers. They make money selling you policies. We're 100% independent. We don't sell insurance, we don't generate leads, and we don't get paid by carriers. We work for you, not them.
What happens to my policy documents?
Your files are processed and deleted automatically. We extract the insights and discard the documents. They're never stored permanently. Only your structured policy data lives in your secure vault.
Do you sell my data?
No. Your individual data is never sold or shared. We may use anonymized, aggregated trends (like "average auto premiums in Georgia went up 12%") to improve insights for everyone, but your personal information stays private.
What types of insurance do you support?
Auto, home, umbrella, and specialty policies (boat, RV, etc.). We're expanding to life and health insurance soon. If you can upload it as a PDF, we can probably analyze it.
What does "auto-shopping" mean?
Once a year, we compare your current portfolio against market rates and tell you if you could do better, and where. Think of it as having someone watch the market for you so you never overpay at renewal.
Can I try it before committing?
Yes. The Free tier lets you upload up to 3 policies and see the full cross-policy analysis. Auto, home, umbrella. No credit card required. See the value first, then decide.
What does renewal version tracking do?
Every time you get a renewal, upload it. We compare it against your previous version and show you exactly what changed: rate increases, dropped discounts, coverage shifts. Most carriers make small changes every cycle. Over 2-3 renewals, they add up.
Is it worth it?
If you carry auto, home, and umbrella policies, you know the premiums add up. One missing discount or one renewal you don't shop can easily cost more than a year of Plus. Pro pays for itself if we save you one bad renewal cycle.
Ready to see the full picture?
Upload your policies free. Auto, home, umbrella. No credit card. No commitment.